What is Workers' Compensation?

Workers Compensation refers to benefits that cover an employee in the event of a work related illness or accident. These benefits cover the employee in the event they are not able to work for an extended period of time.

With only a few exceptions, the state of Florida requires all employers with four or more employees, excluding construction companies, to provide workers’ compensation insurance for all workers. Employers in the construction field with at least one employee must carry workers’ compensation. The majority of accidental injuries, diseases or illnesses contracted, accidents, and deaths occurring at the workplace are covered by workers’ compensation law in Florida.

Will my entire salary be paid by workers compensation?

No. Workers compensation will pay only a portion of your salary that is covered by Florida disability.

What other benefits will be paid under workers compensation?

In addition to disability benefits, you are entitled to medical benefits and vocational rehabilitation. Medical benefits will cover costs such as doctor bills and hospitalization. Vocational rehabilitation would include training to learn a new skill in the event your injury or illness prevents you from performing your trade.

Can I go to any doctor I want while under workers compensation?

No. You are required to choose one of the doctors covered under workers compensation benefits.

What are some examples of work related injuries?

Generally, any injury, disease or accident that is a direct result of a job is covered by Florida Workers Compensation.

The following are some examples of possible work related injuries:

• back injury
• head injury
• neck injury
• traumatic brain injury
• knee injury
• shoulder, elbow, ankle or hip injury
• broken bones
• dismemberment (ie: severed fingers or toes)
• cuts and lacerations
• severed nerve
• spinal cord injury
• burn injury
• dislocations
• hearing loss
• repetitive motion injuries, such as carpal tunnel
• exposure to toxic chemicals
• slip and fall accidents
• psychological disorders

What should I do if I am injured at work?

You must notify your employer in writing immediately and keep a copy of the notice.

You are entitled to medical treatment and compensation for injuries, lost wages, out-of-pocket expenses and other financial obligations as a result of a workplace-related injury. It is important that you contact an experienced workers’ compensation lawyer to find out your rights. The workers’ compensation attorneys at Thomas & Pearl have been representing injured employees for decades, and we will help you with your workers’ compensation claim.

For a FREE evaluation of your workers’ compensation case, call today and speak to one of our experienced workers comp lawyers at 1-877-FLA-INJURY.

You owe us nothing unless we recover compensation for you.